Jeffrey DePetro
Senior Vice President Risk and Underwriting

Payvision offers our clients two decades of expertise in all aspects of Risk Management providing the trust and expertise crucial to manage any merchant business.

Risk & Fraud Management

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We mitigate your risk and share our revenue with you

In 2010 E-Commerce Merchants lost an estimate of $2.7B Revenue to Fraud

E-Commerce Transactions are vulnerable to Fraud and complex Money Laundering schemes. The relative anonymity of clientele and high card processing speed, are only few of the risks which stakeholders in the Global Payments industry have to manage.

risk management card payments

Acquiring Banks, Payment Service Providers, ISO and MSPs have to identify and manage risk before accepting a business relationship with a Merchant. The financial profile and true identity of the Merchant have to be verified. What is the Merchant’s financial history and what is his financial track-record? Which Products and Services are sold on his Website and under which terms and agreements? Which delivery method does the Merchant use and what is the expected Transaction Volume? Collaterals are determined based on a combination of elements, which together form the customer’s Risk Profile.

After the Underwriter has approved boarding the Merchant has to be protected against Fraud by following processes as recommended by the Financial Task Force (FATF), in synch with PCI Compliance and cross-border legislation. The Authorization Flow is only one part of the Payment Acceptance Process protecting the Merchant against Fraud. After obtaining Authorization, the legitimacy of the consumer has to be verified.

Mitigating Risk by Customer Identification through cross-border KYC screening, requires enhanced Customer Due Diligence processes consisting of approved validation services, analysis of the consumer’s history and purchase device tracing. Card Payments are monitored by pattern recognition and a rule engine, calculating risks based on complex algorithms. The Latest trends in financial crime are monitored by our industry experts.

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Our holistic approach to Risk Management has resulted in a Best Practice internationally approved Underwriting Protocol, designed by our key-experts. Our solid and secure card payment processing platform and high-end Reporting Tool, has brought Payvision global recognition as a leader in the Payment Solutions industry.

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Payvision offers our clients two decades of expertise in all aspects of Risk Management providing the trust and expertise crucial to manage any merchant business.

Risk & Fraud Management

We mitigate your risk and share our revenue with you

In 2010 E-Commerce Merchants lost an estimate of $2.7B Revenue to Fraud