White Papers


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Asian markets are economically and culturally extremely diverse, and Singapore and Malaysia are no exceptions. The two countries differ in their level of e-commerce adaption and their buying habits. This has led to a diverse e-commerce landscape. This report focused on the benefits offered by cross-border ecommerce in Singapore and Malaysia to ISOs, PSPs, Acquirers and their merchants around the world.

This Cross-Border eCommerce Report explores key business drivers & opportunities in emerging markets, by analyzing the results of a Global Survey, which CardNotPresent.com conducted in collaboration with Payvision, in the spring of 2013.

This e-identity report explores the crucial role Digital Identity Service Providers (DISP) play, in a fragmented e-identity market; an innovative, connecting role, very similar to that of international payment service providers in the secure global online payment landscape. The internet is a great business driver, while its relative anonymity poses risks, which need to be mitigated during the e-identification process.

This global industry report provides insight into ways in which traditional online gaming and real-money gaming, converge in the race for lucrative social casino. Distributed through social networks and played on mobile platforms, online Casino Games feature gambling elements, without actual real-money payout.

This white paper focuses on the ways in which five industries profit from the opportunities as presented by e-commerce, providing Acquirers, iPSPs and ISOs, whose customer base is expanding cross-border, with valuable insight into the various e-commerce industries. Regional trends are highlighted, as well as risk types related to these specific industries.

While giants battle for their market share, young innovators develop new mobile payment methods, inspired by the future. Backed by major investors with decades of experience and a keen eye for potential success, innovative payment start-ups may become serious competition for those major players, who miss the flexibility and agility to adapt to consumer’s expectations, influenced by regional differences and changing markets which are subject to constant fluctuations.

This Strategic White Paper sheds light on the delicate position of Payment Service Providers (PSP) in a global e-commerce market. Merchants demand extra services, in order to expand their cross-border e-commerce. This adds to the complexity of the back-end of Global Card Payment Processing. PSPs must provide these extended services for a low(er) price, while facing increasing competition from new entrants and demanding requirements from compliance officers and regulators.

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