White Papers


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Step aside, Europe and the US. Last year, China surpassed the US in total ecommerce sales, giving rise to a new online global super-power. Driven by high levels of mobile penetration, it marks the dawn of an exciting era for Asian international business.

With growth slowing in established markets, merchants in the West are more frequently pursuing cross-border ecommerce to maintain their online business momentum. Our annual white paper explores the key international business drivers and opportunities for online merchants in emerging markets.

“Preparing Your Organization for Cross-border Ecommerce” explores the specific factors that online merchants should take into consideration when expanding globally. Whether selling online to developed countries or emerging markets, today’s online merchants are seeking out new markets for their products and services.

With a boom in global ecommerce, and widespread use of CNP (Card Not Present) payment methods, inevitably comes greater Internet payment security risk and fraud. Understandably, consumer concern surrounding data security and payment fraud is damaging the prosperity of the ecommerce market. In response to this, the European Forum on the Security of Retail Payments, known as the SecuRe Pay Forum, published a set of recommendations surrounding Internet payment security and fraud reduction. Innopay and Payvision have interpreted these recommendations in this white paper, with additional attention points. A supporting survey was also circulated to industry experts, to understand their stance on the subject.

Asian markets are economically and culturally extremely diverse, and Singapore and Malaysia are no exceptions. The two countries differ in their level of e-commerce adaption and their buying habits. This has led to a diverse e-commerce landscape. This report focused on the benefits offered by cross-border ecommerce in Singapore and Malaysia to ISOs, PSPs, Acquirers and their merchants around the world.

This Cross-Border eCommerce Report explores key business drivers & opportunities in emerging markets, by analyzing the results of a Global Survey, which CardNotPresent.com conducted in collaboration with Payvision, in the spring of 2013.

This e-identity report explores the crucial role Digital Identity Service Providers (DISP) play, in a fragmented e-identity market; an innovative, connecting role, very similar to that of international payment service providers in the secure global online payment landscape. The internet is a great business driver, while its relative anonymity poses risks, which need to be mitigated during the e-identification process.

This global industry report provides insight into ways in which traditional online gaming and real-money gaming, converge in the race for lucrative social casino. Distributed through social networks and played on mobile platforms, online Casino Games feature gambling elements, without actual real-money payout.

This white paper focuses on the ways in which five industries profit from the opportunities as presented by e-commerce, providing Acquirers, iPSPs and ISOs, whose customer base is expanding cross-border, with valuable insight into the various e-commerce industries. Regional trends are highlighted, as well as risk types related to these specific industries.

While giants battle for their market share, young innovators develop new mobile payment methods, inspired by the future. Backed by major investors with decades of experience and a keen eye for potential success, innovative payment start-ups may become serious competition for those major players, who miss the flexibility and agility to adapt to consumer’s expectations, influenced by regional differences and changing markets which are subject to constant fluctuations.

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